Atlantic Financial Services, a privately held corporation, was formed in 1995 for the purpose of acquiring and servicing sub-prime and non-prime retail installment contracts originated by local car dealerships. The corporation's principals have over seventy years of combined experience in the retail auto sales and finance industries.

During the preceding decade Atlantic experienced phenomenal growth.  By investing heavily in both technology and talented people, Atlantic has developed the programs and infrastructure needed to maintain its consistent and controlled growth in an industry where few companies survive. Our knowledge of retail auto sales, and experience on the dealer side of the financing relationship, has allowed us to develop superior solutions and tools that work in the "real world". Atlantic has cultivated successful relationships with dealerships throughout Ohio and Indiana.